The Advantages of Pay As You Go for Workers Compensation - Paymaster Pro

At Paymaster Payroll Services, we partnered with AP Intego Insurance Group to give you a Pay As You Go System for your small business’ workers’ compensation needs. It’s a huge improvement over most systems, which keep you in the dark for much of the year and can end up costing you tons of money on procedural issues or missed payments.

Here’s our simple primer on how the Pay As You Go System works.

Free Up Your Cash Flow

Many other plans require you to pay your workers’ compensation premium at the beginning of the year. That locks up all that money that you could be spending improving your business. Instead, our Pay As You Go method allows you to make a smaller payment every time your payroll is run. Spread those payments out across the year to free up more cash for day-to-day matters.

The Dreaded Audit

Nobody likes to be audited, but it’s even worse when you have to track down a year’s worth of expenses and payments. With Pay As You Go, end-of-year audits are incredibly simple. The system itself logs each payment every time your payroll is run, so you know exactly how much you’ve spent throughout the year at a single glance. Simple, efficient, and effective.

Integrating Updates

If you ever want to change up your policy under a typical workers compensation plan, you’ll need to go through a tremendous hassle figuring out how to integrate those changes. Pay As You Go automatically and seamlessly merges your workers compensation packages with your payroll and other services. With all of it in one place, you don’t have to call different agencies or jump through endless hoops to get your employees the plans they need.


Above, we talked about cash flow. But there’s another reason that paying the entire premium all at once is a huge hassle. You don’t want to be billed more than you should, but typical plans are based on an estimate. If that estimate is too low, you’ll have to pay more at the end of the year. If it’s too high, you’ll have to fight tooth and nail to get the money you’re owed back. Instead, we bill it all, well, as you go, every time you run your payroll. Pay exactly what you should, remove the guesswork, and breathe easier.